Terms & Conditions
Last Updated: 17 September 2026
Welcome to Manfinserv. These Terms & Conditions govern your access to and use of https://manfinserv.com/, including our website content, loan enquiry forms, and loan assistance services.
By accessing or using this website, you acknowledge that you have read, understood, and agreed to these Terms & Conditions. If you do not agree with any part of these terms, please discontinue using the website.
1. About Our Services
Manfinserv provides information and assistance relating to various loan products, including:
- Education Loans
- Personal Loans
- Home & LAP Loans
- Business Loans
Our services may include understanding your requirements, providing general information about available loan options, assisting with the enquiry process, and connecting you with relevant banks, NBFCs, financial institutions, or lending partners.
2. No Guarantee of Loan Approval
Submitting a loan enquiry through our website does not guarantee approval, sanction, or disbursement of any loan.
Loan approval is solely subject to the eligibility criteria, credit assessment, documentation, verification, policies, and terms and conditions of the relevant lender or financial institution.
Manfinserv does not guarantee any particular loan amount, interest rate, tenure, approval time, or other loan terms.
3. Eligibility
Eligibility for a loan may depend on factors including income, employment, credit history, age, location, existing financial obligations, documentation, property or business details, and the individual policies of the relevant lender.
The final determination of eligibility is made by the concerned lender and not by Manfinserv.
4. Information Provided by Users
When submitting an enquiry through our website, you agree to provide information that is accurate, complete, and up to date.
You are responsible for ensuring that the information and documents provided by you are genuine and belong to you or that you are otherwise authorized to provide them.
Providing false, misleading, incomplete, or fraudulent information may result in the rejection of your enquiry or other appropriate action.
5. Loan Applications and Lenders
Manfinserv may facilitate communication between customers and third-party banks, NBFCs, financial institutions, or lending partners.
Any loan application, approval, sanction, agreement, disbursement, repayment, interest rate, fee, penalty, or other financial arrangement is governed by the terms and conditions of the respective lender.
Customers should carefully review the lender’s loan agreement and all associated terms before accepting any loan offer.
6. Interest Rates, Fees and Charges
Interest rates, processing fees, documentation charges, prepayment charges, late-payment charges, penalties, and other applicable costs may vary depending on the lender, loan product, customer profile, and applicable policies.
Any figures or information displayed on our website are for general informational purposes unless specifically stated otherwise.
Customers should confirm all applicable rates, fees, and charges directly with the relevant lender before proceeding with a loan.
7. Communication
By submitting your contact details through our website, you agree that Manfinserv or relevant service providers or lending partners may contact you regarding your enquiry or related loan services through available communication channels, which may include:
- Phone calls
- SMS
You may contact us if you wish to request that non-essential promotional communications be discontinued.
8. Website Content
We make reasonable efforts to ensure that the information published on the website is accurate and useful. However, we do not guarantee that all website content will always be complete, accurate, current, or free from errors.
Loan products, eligibility requirements, rates, offers, and other information may change without prior notice.
9. Third-Party Websites and Services
Our website may contain links, integrations, or references to third-party websites, financial institutions, lending partners, communication platforms, or other services.
Third-party services operate independently and may have their own terms, conditions, privacy policies, and practices. Manfinserv does not control and is not responsible for the content, availability, security, products, services, or policies of third-party websites.
10. Prohibited Use
You agree not to use the website:
- For any unlawful or fraudulent purpose.
- To submit false or misleading information.
- To impersonate another person or organization.
- To attempt unauthorized access to the website or its systems.
- To interfere with the operation or security of the website.
- To introduce malicious software, viruses, or harmful code.
- To collect or misuse information belonging to other users.
- For any purpose that violates applicable laws or regulations.
11. Intellectual Property
Unless otherwise stated, the content available on this website, including text, graphics, logos, images, designs, layouts, and other materials, is owned by or licensed to Manfinserv and is protected by applicable intellectual property laws.
You may access and use the website for personal and lawful purposes only. You may not reproduce, copy, modify, distribute, publish, sell, or commercially exploit website content without prior written permission.
12. Privacy
Your use of this website is also subject to our Privacy Policy, which explains how we collect, use, process, and protect personal information submitted through the website.
By using the website and submitting information, you acknowledge that you have read and understood the applicable Privacy Policy.
13. Disclaimer of Warranties
The website and its content are provided on an “as is” and “as available” basis, to the extent permitted by applicable law
